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Best Personal Loans


There are lots of reasons to need some cash in our lives. Buying car, house rents, school expenses are some examples for this need. When we need it, there are many easy ways to do it quickly. When you decide to get personal loan, you can do your works quicker online. There are a lot of Lenders so in this article; we will give you the best personal loan Lenders so you can decide it easily. We will give their APR or interest rates and terms and also limits of these lenders. In this way you will be able to decide which one is best for you.

The maximum limit and getting loan chance are directly related with your credit score. So first of all you need to learn your credit score and then you can apply for a credit. If you have excellent credit score, SoFi, Earnest and Freedom Plus are the best ones for you. If you have an average credit score, Peerform and Avant are good for you. However if you have bad credit score, OneMain can be the best one for you. But overall best companies are LendingClub, Wells Fargo and Prosper.

Overall Best Companies

LendingClub offers maximum 40,000 $ with 30 to 60 months payment option. And the APR is 6.95% to 35.89%. LendingClub charges 1% to 6% origination fee.

Wells Fargo’s offer is 12 to 60 months payment option. Maximum loan limit is 100.000 $ and the minimum limit is 3.000 $. APR is 7.24% to 20.24% with the automatic payments.  However if you aren’t Wells Fargo’s customer, you can’t apply online. It needs face to face application.

Prosper asks for minimum 640 credit score to accept your application. The minimum limit is 2,000 $ up to 40,000 $. APR is 6.95% to 35.99%. The payment options are between 36 to 60 months.

With Excellent Credit Score

SoFi offers from 5,000 $ to 100,000 $ personal loan with 5.99% to 16.99% APR with AutoPay to the customers. Payment options between 24 months to 48 months.

Earnest can offer you up to 75.000 $ loan with 6.99% to 18.24% APR with 12 to 36 months payment option.  But the applicant must have little or no credit history.

Freedom Plus can answer your application in 48 hours. They offer up to 40.000 $ loan with 4,99% or 29,99% APR with 24 up to 60 months loan terms.

With Average Credit Score

Peerform offers loan up to 25,000 $ if you have average credit score. APR is between 5.99% and 29.99%. And the loan terms are 36 to 60 months.

Avant’s minimum limit is 2,000 $ up to 35,000 $. APR is between 9.95% and 35.99% according to your credit score. And you can pay back in 24 months up to 60 months.  

With Poor Credit Score

Even if you have a poor credit score some lenders are still willing to help you with your cash problem. Here is one example;

OneMains offers you up to 30.000 $ loan with 16.05% to 35.99% APR and with 24 months to 60 months loan term.


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