Credit score is the most important factor determining our financial movements. Therefore, one of the first questions that come to mind in the credit ‘How can I get my credit score?’ is.
The importance of credit score has increased gradually in recent years due to changing and developing life conditions. Because we need loans to protect our financial health and fulfill our desires. And the first condition that lenders look at is the credit score.
The credit score is not universal and there are different credit points according to the three credit reporting institutions. There are also types of credit points. The type of credit score that creditors pay the most attention to is FICO.
Where can I get my credit score by FICO score type?
15 places you can use to get credit score by FICO score type;
- Credit Cards;
‘Where can I get my credit score? This is the first place to answer the question. Some credit card issuers offer you free credit. Credit cards that allow free credit points are as follows;
- American Express,
- Capital One,
- Commerce Bank,
- First Bankcard,
- USAA Bank,
- US Bank,
You can obtain your credit score free of charge from your monthly credit card statements or from the websites of these credit cards through these cards. However, some have a credit limit learning limit, so be careful.
Discover Credit Scorecard;
This is a credit card option for those who think ‘where can I get my credit score‘. Whether you have a Discover program or not, you can find out for free your FICO credit score with Discover Credit Scorecard. In this service, the FICO credit score is updated for a period of 30 days. You can also get free information about your credit score each month as well as the factors that make up your credit score.
Citibank® credit cards;
This is another credit card where you can learn your credit score for free. However, this feature only belongs to certain Citibank cards. You can learn your credit score based on the Equifax credit reporting agency’s credit reports for free for 12 months.
American Express® credit cards;
This is another credit card for those who think, ‘Where can I get my credit score?’ If you have an American Express account, you can access your credit score online. This service allows you to learn the 12-month FICO score free of charge. In addition, the credit score generated is based on the credit reports of the Experian credit reporting agency.
Walmart Credit Card accounts;
Retail credit cards do not allow you to learn credit points, but Walmart® Mastercard® and Walmart® Credit Card are exceptions. These credit cards are another way of learning your free credit score. With these credit cards you can access your credit score free of charge when you register to receive electronic notification.
- Bank of America;
Another place that answers the question ‘Where can I get my credit score?’ Bank of America gives credit card holders access to a free FICO score and generates credit points based on TransUnion’s credit reporting agency’s credit reports. In addition, it offers access to some tables. One of these tables is a chart showing situations where the credit score decreases or increases over time. The other table allows you to compare your own credit score by showing national FICO scores.
This is also the method of learning your other credit score free. People with a Chase Slate® credit card can earn credit points based on the credit reports of the Experian credit reporting agency.
- Credit unions;
This place is suitable for those who think ‘where can I get my credit score‘ but don’t want to learn the credit score by having a credit card. Not all credit unions offer this opportunity. Some credit unions that allow you to learn the free FICO score are; DCU Credit Union and Pentagon Federal Credit Union.
All three credit reporting institutions allow learning of the FICO score. However, only the trial version is free. Experian’s monthly subscription costs £ 14.99.
You can learn your credit score by FICO credit score type from Equfax, one of the three credit reporting agencies. The monthly subscription fee for this credit reporting agency is £ 9.95.
‘Where can I get my credit score?’ This is the last answer to the question. TransUnion also gives you access to your FICO score with a monthly subscription free.