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Where To Check Credit Score?

Excellent Credit Score with man using a laptop in a modern gray chair

Loans are the most frequently used financial transactions in order to maintain our monetary balance and finance our expenditures. Of course, credit cards also serve this function. Credit score is very important for both credit and credit card limits. The higher our credit score, the more chance we can get for a credit or credit card. Therefore, it is very important to check credit score. Because we need to apply for credit or credit card knowing our credit points.

Before you can check your credit score, you need to know what your credit score is. A credit score indicates whether we have made a full and timely payment when we receive a credit or credit card. It also shows whether we can manage our money when making these payments or informs lenders and creditors about how we manage our money.

The credit score is based on the information in the credit reports. Therefore, it is necessary to obtain the credit score of all three credit reporting institutions and act accordingly. In addition, credit reports of the three credit reporting agencies should be obtained to check credit score. This is because lenders or creditors may provide information to one or two of the three credit reporting agencies, but not to others. Incomplete information included in the credit reports also leads to incorrect calculation of the credit score.

Where to check credit score and what should be considered?

Before you check your credit score, you should know the types of credit points. The most preferred and followed credit score type is FICO. The other type of score that we frequently encounter, although not as much as FICO, is VantageScore. Apart from these types of points, there are different credit points, but the most important are FICO and VantageScore. Experian, Equifax and TransUnion calculate both types of points, and you check credit score by both of these points. But other providers that calculate credit points through the credit reports of these three credit reporting institutions can only calculate by FICO or VantageScore score type. Therefore, you should get your credit score according to the type of points you prefer.

According to the FICO credit score, the places where the credit score can be checked are as follows;

  • Credit Cards;
    • American Express,
    • Capital One,
    • Discover,
    • Barclaycard
    • Commerce Bank,
    • First Bankcard,
    • USAA Bank,
    • US Bank,
    • Walmart
  • Bank of America
  • Chase
  • Credit unions
  • com
  • Some banks, for example; Allybank.

According to the VantagaScore credit score, the places where the credit score can be checked are as follows;

  • Credit Carma
  • Credit Sesame
  • Qizzle

Some of the credit banks offer check credit score services to individuals using certain cards from private websites or card statements. These are usually FICO credit points. Bank of America is similar.

Some credit unions allow you to check your credit score for free. These credit unions; DCU Credit Union and Pentagon Federal Credit Union. No credit card is required when checking the credit score.

myFICO.com lets you qualify to check your credit score with a monthly subscription fee.

Credit Carma, Credit Sesame and Quizzle calculate the VantageScore score type credit score with the credit reports received from different credit reporting institutions.

When check credit score, the credit reports to be taken into consideration are obtained free of charge by all three credit reporting institutions.


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